Downtown Homes under $400,000

Welcome to Downtown, a vibrant and thriving subdivision nestled in the heart of the United States! This dynamic community is the perfect blend of urban sophistication and suburban charm, making it an ideal place for families, young professionals, and retirees alike. With its bustling streets, eclectic shops, and diverse dining options, Downtown offers a lifestyle that is both convenient and exciting.

One of the standout features of this neighborhood is the availability of beautiful homes priced under $400,000. Whether you're a first-time homebuyer or looking to downsize, Downtown presents a variety of options that cater to various tastes and preferences. From cozy bungalows to modern townhouses, these homes are designed to provide comfort and style without breaking the bank. Many properties boast charming architectural details, spacious layouts, and private outdoor spaces, perfect for enjoying the vibrant community atmosphere.

Living in Downtown means you'll have easy access to a plethora of amenities. Enjoy leisurely strolls through local parks, partake in community events, or explore the myriad of art galleries and cultural attractions that populate the area. The excellent school district and nearby recreational facilities make it a fantastic choice for families seeking a nurturing environment for their children.

With its affordable housing options and rich community spirit, Downtown is more than just a place to live; it’s a place to thrive. Discover your dream home in this enchanting subdivision today, and experience all the wonderful opportunities that Downtown has to offer!

Newest Downtown Homes under $400,000

$329,000

1 Beds ⋅ 1 Baths ⋅ 4057445 MLS ⋅ ACTIVE Status

A commuters dream!! Ideally positioned just one block from direct NYC transportation & moments from Montclair's vibrant downtown offering fantastic and unique eateries, shopping, galleries, Wellmont Theater, Montclair Art Museum and so much more! This pristine one bedroom, one bath w open concept floor plan is ideal for entertaining and makes an ideal work from home set up. Eastern facing w high ceilings and large windows this unit fills with natural light! Beautiful wood flooring, fully equipped kitchen, C/A, in-unit washer/dryer and a charming back porch for you to enjoy your morning coffee or evening sunsets. The bedroom offers ample storge w two closets and storage above as well as additional storage in a crawl space above the unit and in the basement. Off street parking available at Sherman Ave Parking Lot. Stay connected to NYC while enjoying the charm of Montclair. A happy place to start your morning - even better place to come home. Taxes less than $6,000 per year and low maintenance fees make this a very affordable option - bonus - pet friendly! Don't miss out on one of Montclair's most affordable housing options!

80 Bay St, Montclair Twp.

$355,000

3 Beds ⋅ 3 Baths ⋅ VASH2015872 MLS ⋅ ACTIVE Status

Nestled in the heart of Downtown, this exquisite traditional-style residence, built in 2024, offers a harmonious blend of modern luxury and timeless comfort. With three spacious bedrooms and two and a half elegantly appointed bathrooms, this home is designed for both relaxation and entertaining. Step inside to discover a warm and inviting atmosphere, accentuated by plush carpeting and thoughtfully placed recessed lighting that creates a cozy ambiance throughout. The heart of the home is undoubtedly the gourmet kitchen, featuring a generous island that invites culinary creativity. Equipped with high-end appliances, including a built-in microwave, single oven, and sleek refrigerator, this kitchen is a chef's dream. Retreat to the master suite, where a walk-in closet offers ample storage, ensuring your space remains organized and clutter-free. The luxurious master bathroom features a tub shower combination, providing a serene escape for unwinding after a long day. Each additional bedroom is generously sized, offering comfort and privacy for all. This home is designed with convenience in mind, featuring a dedicated laundry area complete with a washer and dryer, making everyday chores a breeze. Ceiling fans throughout the living spaces enhance airflow, ensuring a comfortable environment year-round. Outside, the property boasts a manageable lot size of 0.14 acres, providing a canvas for your landscaping dreams without overwhelming maintenance. The driveway offers ample parking, making it easy for guests to visit and enjoy your new home. Experience the exclusive lifestyle that comes with living in Downtown, where vibrant city life meets the tranquility of a well-designed home. This property is not just a house; it's a sanctuary that invites you to create lasting memories. Embrace the opportunity to make this luxurious residence your own, where every detail has been crafted for comfort and elegance.

207 S Loudoun St, Strasburg

$364,999

1 Beds ⋅ 1 Baths ⋅ 4055342 MLS ⋅ ACTIVE Status

Deeded parking. In-unit laundry. No stairs. Finding one in downtown Jersey City is lucky; finding all three in one home is nearly impossible. This first-floor one bedroom sits in a classic red brick building on a quiet Van Vorst Park block. The living room has a full-height exposed brick chimney with the original arched hearth, oak hardwood floors, and two large windows that keep it bright all day, with room for a sofa, table, and desk plus a deep shelved closet. The open kitchen offers granite counters, subway tile backsplash, and full-size stainless appliances including a gas range, dishwasher, and built-in microwave. The breakfast bar seats three, and a full-size LG washer and dryer sits alongside extra pantry storage. The bedroom fits a queen with room to spare, with two windows, a ceiling fan, a good-sized closet, and a glass French door that keeps it bright even when closed. The bathroom has a fully tiled stall shower, pedestal sink, and two medicine cabinets. Your deeded spot is steps from the front door, a rare advantage where street parking is a daily competition. Van Vorst Park and its Saturday farmers market are around the corner, Grove Street PATH is about a 12-minute walk to WTC and Midtown, and Exchange Place, the light rail, and the ferry are easily reachable, with downtown's dining and nightlife all around. Homes this size with deeded parking and in-unit laundry rarely come to market here. Come see it before it's gone.

200 Wayne St, Jersey City

$165,000

2 Beds ⋅ 1 Baths ⋅ MDBA2228456 MLS ⋅ ACTIVE Status ⋅ 414 Water St. Condominiums BLDG.

**Location, convenience, and city living come together at 414 Water Street!** Located in the heart of Baltimore’s vibrant Inner Harbor, this spacious two-bedroom, one-bath condominium puts you just steps from Power Plant Live!, the National Aquarium, museums, Port Discovery, shopping, dining, entertainment, and so much more. With easy access to both the Johns Hopkins and University of Maryland medical campuses, this is an ideal location for professionals, city enthusiasts, or anyone looking to enjoy all that downtown Baltimore has to offer. Inside, the home features **two generously sized bedrooms, a full bathroom, a spacious living room, and an updated kitchen**. The open living space is complemented by **beautiful views of Federal Hill and Baltimore’s iconic stadiums**, creating an impressive backdrop whether you're relaxing at home or entertaining guests. An in-unit washer and dryer add everyday convenience. One of the standout features of this residence is the **private storage room located on the same floor**. This is a particularly desirable amenity, as **only four units on the floor have their own storage room**. The property also includes **parking in the adjacent parking garage**, providing an added level of convenience that is especially valuable for downtown living. Residents of 414 Water Street also enjoy a variety of building amenities, including an **outdoor swimming pool, lounge and meeting area, and business center**. **Enjoy the best of Baltimore city living with the space, storage, parking, views, and amenities you've been looking for—all in the heart of the Inner Harbor!**

414 Water St Unit 1705, Baltimore

$299,000

1 Beds ⋅ 2 Baths ⋅ MDFR2089556 MLS ⋅ ACTIVE Status

Looking for a charming home walking distance to Downtown Frederick? This is a perfect opportunity for a first-time home buyer , couple or someone looking to own a new rental. Recent improvements have added warmth and highlight historic features. One bed, 1.5 bath, fenced in backyard, functional attic and basement and bonus room connecting the bedroom to the full bath and day porch. Walking distance to Baker Park, Edward P. Thomas Jr. Memorial Pool, Diggs Memorial Pool, Historic Downtown Frederick and the Beautiful Carroll Creek Promenade. An opportunity to own for the same as the cost of renting or own a new rental with a solid rental history.

405 W South St, Frederick

$334,900

2 Beds ⋅ 2 Baths ⋅ MDFR2089492 MLS ⋅ ACTIVE Status

OPEN HOUSE SATURDAY OCTOBER 3rd 12:00- 1:30 PM Completely updated from the inside out, this move-in-ready 2-bedroom, 1.5-bath home blends classic Downtown Frederick charm with modern upgrades. The brand-new kitchen features stylish cabinetry, quartz countertops, and new appliances. Additional improvements include a beautifully remodeled bathroom, new flooring and carpet, new HVAC system, new plumbing throughout, electrical upgrades, mostly replaced windows, and a freshly painted exterior. Step outside and you’ll find even more to love, including off-street parking—a great bonus in Downtown Frederick—along with a patio, covered outdoor space, raised garden beds, and a storage shed. And the location is hard to beat! Just a short walk to Carroll Creek and Downtown Frederick’s restaurants, breweries, shops, entertainment, and community events. The nearby MARC Station and Transit Center make commuting convenient, with easy access to major routes as well. Just a few blocks away, the Frederick Brickworks development is now underway, with plans for Whole Foods Market, restaurants, shopping, fitness, park space, and more. Updated, move-in ready, and perfectly positioned to enjoy the best of Downtown Frederick, 110 Water Street offers modern comfort with the convenience of a truly walkable downtown lifestyle.

110 Water St, Frederick

$359,900

3 Beds ⋅ 3 Baths ⋅ NJCD2125940 MLS ⋅ ACTIVE Status

Price Improvement!! Welcome to this freshly painted, 3-bedroom, 2.5-bathroom townhome-style single-family home featuring three full levels of living space plus a finished basement. The interior showcases gorgeous knotty pine hardwood floors on the second and third levels, tons of recessed lighting, and a brand-new stainless steel appliance package in the kitchen. Enjoy a true private upper-level master suite complete with a walk-in closet, a full bath with a beautiful walk-in shower, and versatile flex space ideal for a sitting area, home office, or nursery. Ideally situated within walking distance to everything the quaint city of Merchantville has to offer and just a short commute to Philadelphia, this property perfectly combines modern updates with unbeatable location and charm. Seller is offering one year home warranty for added peace of mind. Some photos have been virtually enhanced to add furnishings.

41 Alexander Ave, Merchantville

$320,000

1 Beds ⋅ 2 Baths ⋅ VASH2015240 MLS ⋅ ACTIVE Status

This one-of-a-kind home in an established Woodstock neighborhood doesn't become available often! Everything is on one floor, but there is a full, mostly finished, basement for additional living and storage space. Your creative side will be happy with the large detached studio in the home's sizeable back yard. It has electricity and AC and sits under one of several mature shade trees. Convenient to the hospital and medical offices, this home offers a stacked stone living room fireplace, a bright kitchen and a sunroom with a classic Valley view. The sunroom is open to additional living or office space. A few steps away is the all tile hall bath, and the Primary bedroom with an ensuite bath, also all tile and offering a newer step-in shower. And, did we mention the laundry is also on the mail level? This home was built in the 1950's and shows it's quality construction throughout. It has some updates, including newer windows and has been well maintained. The living space, the central location and the price, make this a value worth considering! The price is based on a recent appraisal.

208 N Muhlenberg St, Woodstock

$365,000

4 Beds ⋅ 2 Baths ⋅ NJCD2123596 MLS ⋅ ACTIVE UNDER CONTRACT Status

725 Stokes Ave, Collingswood

$124,900

1 Beds ⋅ 1 Baths ⋅ MDBA2224492 MLS ⋅ ACTIVE Status ⋅ Water Street BLDG.

BEST VALUE LIVE JUST 1 BLOCK FROM DOWNTOWN'S FAMOUS INNER HARBOR FEATURING WORLD CLASS RESTAURANTS AND SHOPPING. THIS STUNNING 14TH FLOOR UNIT BOOSTS A HARBOR VIEW FROM THE BALCONY, GRANITE KITCHEN WITH UPDATED APPLIANCES, LIGHT FILLED LIVING ROOM, MASTER BEDROOM, AND MORE. WALK TO LITTLE ITALY, FELLS POINT, FEDERAL HILL, AND ALL OF YOUR FAVORITE DOWNTOWN ATTRACTIONS.

414 Water St Unit 1404, Baltimore

$279,900

4 Beds ⋅ 2 Baths ⋅ NJCD2121088 MLS ⋅ ACTIVE Status

Be among the first to see this beautifully renovated 4-bedroom, 1.5-baths home offering the perfect blend of modern updates and timeless charm. Featuring impressive 10-foot ceilings and two separate staircases, this spacious home is filled with character, natural light, and functionality. The stunning brand-new kitchen is the centerpiece of the home, showcasing white Shaker-style cabinetry, stylish countertops and backsplash, luxury vinyl plank flooring, and brand-new stainless steel appliances, including a gas range, dishwasher, and refrigerator. The spacious eat-in kitchen offers plenty of cabinet and counter space for everyday living and entertaining. Step outside to enjoy the fully fenced backyard, perfect for pets, family gatherings, and outdoor relaxation. An added bonus is the free public parking lot conveniently located directly across the street, providing ample parking for homeowners and guests. Conveniently located near schools, shopping, restaurants, parks, and major highways, this move-in-ready home is a fantastic opportunity for both homeowners and investors. Don't miss your chance to own this beautifully updated home—stay tuned for showings and be ready to schedule your private tour as soon as it becomes available!

330 Somerset St, Gloucester City

$132,000

2 Beds ⋅ 1 Baths ⋅ MDBA2207474 MLS ⋅ ACTIVE Status ⋅ The Rombro Lofts BLDG.

NEW PRICE***A rare Downtown Baltimore residence where historic architecture meets elevated city living. Set within a fully restored landmark building in the heart of the Bromo Arts & Entertainment District, this prime rear corner unit offers an exceptional blend of privacy, light, and timeless character. With southern and southwestern exposure, the home is filled with warm natural sunlight—and crowned by its signature feature: a grand arched window (the only one in the building) that frames a striking, uninterrupted view of the celebrated Bromo-Seltzer Tower (constructed in 1929). Inside, 12-foot ceilings amplify the sense of scale and openness while allowing lighting and design elements to shine. The living and dining areas feel expansive yet welcoming, enhanced by recent improvements: new oak laminate flooring (12/2025) throughout most of the home (excluding the 2nd bedroom/den), and refreshed surfaces in the living/dining room, including the ceiling and corner walls. The primary bedroom has been thoughtfully updated with new paint on the ceiling and two walls (8/2025) for a clean, modern finish. The residence comes with all appliances and key updates for comfort and confidence, including a 50-gallon professional-grade water heater (9/2021) and a new toilet (2022). The condo fee supports a streamlined lifestyle, covering heat and hot water, building common-area insurance and maintenance, and trash removal. Select extras are included: living/dining chandelier lights plus furnishings in the 2nd bedroom/den, including a king sleeper sofa, wardrobe, and 70” TV—a turnkey bonus for flexible living. From your front door, enjoy immediate access to Baltimore’s most dynamic destinations: Light Rail directly out front, Camden Yards, MARC station, Inner Harbor, Lexington Market, CFG Bank Arena, and the Hippodrome blocks away—plus effortless connectivity to I-395, I-95, and MD 295. Distinctive, sunlit, and truly one-of-one—schedule your exclusive tour today.

22 S Howard St S Unit R-503, Baltimore

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